(618)233-0286 or toll free (800)240-2554


Invest in CFL Pre-Need Insurance for a worry-free future. Secure your family's well-being and preserve your legacy.

What Is Pre-Need

Pre-Need is simply the funding vehicle that is used by the funeral home you choose when pre-arranging your funeral. By funding your arrangements through CFL Pre-Need, you can be assured that your funds and funeral selections are safe and secure, backed by our history of providing excellent financial service to our members. CFL Pre-Need offers a wide range of product options that enable your pre-planning process to be as simple as possible.

For more information, visit our pre-need website or contact Cindy Hartman at:

Business Hours:

MON - THURS 8:00 am - 4:30pm CST

FRI 8:00 am - 12:00 pm CST

phone: (800) 240-2554
fax: (618) 277-8259

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